1 Best answer. Lump Sum Payments 94 3. You are entitled to a portion of your lost wages if you are unable to return to work or can only return at a lower wage while you are receiving medical care. . It has 5001 total employees. Obtained settlement and resolved health insurance lien on client's behalf. Can a worker be fired for filing a workers' compensation claim?. 1 Million Dollars Truck Wreck $5. conscientious employers, yet more workers comp bad faith lawsuits are being. Benefits subject to a bad faith penalty include temporary disability (wage loss), permanent disability, vocational rehabilitation, and medical expenses. In fact, Chris was one of the first lawyers in the State of Iowa to handle workers' compensation bad faith bases, where he has obtained a number of successful settlements on behalf of his clients. After Larson filed five lawsuits against Liberty Mutual between 2008 and 2012 alleging the insurer wrongly denied his claim for workers' comp coverage and was generally acting in bad faith, the. last updated June 03, 2019 10:31 AM Can legal fees for work comp/bad faith lawsuit be deducted from 2017 taxes Had a work comp injury claim turn into a Bad Faith lawsuit because employer continued to deny medical treatment. Verdicts associated with bad faith conduct are significant. 8, § 10561(b)(4)). Aid Ins. Jun 3, 2019. As of March 2, 2020, New York has instituted a new indemnification policy for Workers' Compensation cases. 5 million settlement of a medical malpractice claim with Louisiana Patients Compensation Fund. If you have recently received a settlement after pursuing a bad faith insurance claim case, you might have heard rumors that you need to pay taxes on the money you received. Okamoto cites an Iowa jury award an earlier this month of $25 million in punitive damages, along with $284,000 in damages, payable by the former employer's workers' compensation carrier for its bad-faith handling of his claim. 0 found this answer helpful | 2 lawyers agree Helpful Unhelpful 1 comment Stephen L Weiss View Profile 4 reviews Avvo Rating: 3. implement: bring. A bad faith claim is where the insured (the worker or employee) sues the insurance company for failing to handle or evaluate a claim in a reasonable manner, or for failure to deal with the worker in a way that is reasonable and fair. against statutory and common law first- and third-party extracontractual claims for actual and consequential damages, penalties, punitive and exemplary damages, attorneys’ fees and costs, and coverage payments. The higher your VA disability rating, the bigger your monthly benefits payment. Do not agree orally, via email, letter, or via text to the offer without consulting a lawyer. There is no cost to workers to file a claim and the insurance must be provided and paid for by the employer. last updated June 03, 2019 10:31 AM Can legal fees for work comp/bad faith lawsuit be deducted from 2017 taxes Had a work comp injury claim turn into a Bad Faith lawsuit because employer continued to deny medical treatment. The other half was a premises/product liability claim. Critical to the bad faith settlement amount was the unrefuted medical opinion secured by Mr. That can be difficult under any circumstances, and especially so when the opponent has vastly more financial resources and legal expertise at their disposal. Whether it's a car accident claim or a worker's compensation claim, your insurance company is supposed to evaluate your claim so you can move . Examples of bad faith include: Refusing to make a reasonable settlement offer; Insisting on an unreasonable interpretation of a policy; Refusing to defend a lawsuit; Denying a claim with no explanation;. A breach of contract occurs when one party fails to uphold a specific requirement of the contract. Please call a Madison workers’ compensation attorney directly at (608) 257-0040 or a Milwaukee workers. The workers' compensation insurance company acted in bad faith with respect to his medical care and indemnity benefits, and the Beattie Law Firm pursued a bad faith action in State Court. ) Here, the Petition is unverified and single spaced. liability for bad faith in settlement, at least in Florida. No Retainer Fee. Sandra was happy with our personal injury settlement. The policy limits are not disclosed to the client. 5 Million A man was working on a motor vehicle when a truck struck the vehicle. Code Regs. He is also Senior Vice-Chairman of the Workers' Compensation and Employers'. of Spokane, 2022 U. 2 The instant complaint asserts breach of contract and bad faith . God's promises alone can empower us to live in such a way as to confound the world. This paper was co-authored by Brian Bolton, an . But I think one under-discussed aspect of weak bad faith laws is the prevalence of “global settlements” in Nebraska. settlement, nor did she properly investigate his claims. May 3, 2005), the Connecticut Supreme Court. claims under the Insurance Code may be made against those insurers for misrepresenting provisions of their policies, and. Schedule a Consultation with a Workers' Compensation Lawyer at Rendigs. Luis E. If you suspect you’re being taken advantage of by a bad faith insurance claim, then it costs you nothing to schedule a. 1 Best answer. A Joint Petition settlement is generally the type of workers' comp settlement that an employer will offer. If a worker is bit or attacked while working at a private residence, the first thing they should do is get the medical treatment that they need. Contact a workers' compensation attorney from The Sasser Law Firm in Charlotte, North Carolina, by calling 704-315-2584. When the insurance company first contacts you with a financial offer after your injury, it may be tempting to accept it. $1,100,000 Plaintiff was badly injured in an oilfield drilling accident. Don't settle for less than your case is worth. UF&C moved for summary judgment of the bad faith case. . This is often referred to as a workers’ comp hearing or workers’ compensation. It is completely your decision on whether or not to accept a settlement, so do not give into pressure from the insurance company. Workers' Compensation The firm provides full-service representation in the defense of workers' compensation matters in New York and New Jersey. New Holland, which resulted in a Plaintiff's verdict and a substantial punitive damage award. Tactic #4: Offering a quick settlement. By default, an individual has to cover damages through compensation insurance unless the employer has no such coverage or acts in bad faith. Other times, a denial is the result of a mistake or a genuine misunderstanding of the circumstances of the accident. The bad faith statute undoubtedly provides social benefit by encouraging insurers to make fair settlements. Most enduringly, thousands of survivors of abuse remain wounded spiritually, psychologically, emotionally, and relationally. To ensure that the workers’ compensation system works, the Kentucky Workers’ Compensation Act provides both a series. Our client, a devoted and diligent employee of a store owned by Krogers, was in the process of lifting a 50 pound container of []. ] Experienced in major litigation, Gaunt and Horsefield has obtained numerous verdicts or settlements for clients in excess of $1,000,000. In simpler terms, an insurance company must not attempt to seek ways to get out of paying the claim or fulfilling its obligation for investigation of the claim. Settlement prior to jury trial. In order to determine whether you may be able to obtain a workers comp settlement for your back injury, there are two key questions you need to answer: (i) Are you eligible for workers comp? (ii) Is your back injury covered? The good news is that most employees are eligible, and most back injuries are covered. Wilkes-Barre, PA 18703 ; Online. The 10 largest bad faith verdicts from 2013 to 2018 averaged approximately $21 million. RS 22:1973. If you need assistance to file your claim for Florida Workers' Compensation Bad Faith, the Law Offices of David Benenfeld is here to help. Your employer will make a claim with their workers’ compensation insurer. If you need help or have any question about your job injury, call me, a Louisiana workers’ compensation lawyer, at 866-558-9151, or submit your inquiry online. Sometimes, a court will agree that they are not liable for paying your claim. "Making a false or fraudulent workers' compensation claim is a felony subject to up to 5 years in prison or a fine up to $50,000 or double the value of the fraud, whichever is greater, or by both. It can also have an adverse impact on one’s reputation and other non-monetary matters. ) Here, the Petition is unverified and single spaced. Abuse of Process: A Tort Solution to Insurance Bad Faith in Workers’ Compensation Claims Posted on Friday, February 3rd, 2023 at 7:09 am Click here to read Pete Tripp and Kallie Hellard article regarding the “Abuse of Process: A Tort Solution to Insurance Bad Faith in Workers’ Compensation Claims” on The Advocate. Attorneys; Workers Comp A-to-Z; Permanent Disability; Temporary Disability; Locations; Call or Message Us 24/7. "Bad faith" is one such phrase. After a trial in federal court in Columbus,. To ensure that the workers’ compensation system works, the Kentucky Workers’ Compensation Act provides both a series. , Inc. However, if your employee doesn’t settle or isn’t willing to negotiate, it could go to trial. The four elements that I saw from the ruling are: StockUnlimited The bad faith claim release was not part of the WC settlement The US District Court in Mississippi said that Alabama was the proper jurisdiction The employer was based in Alabama Mississippi allows bad faith suits out of WC. WORKERS' COMPENSATION AND FAIR DEALING TO THE EMPLOYER AND EMPLOYEE. Insurance companies routinely hire private investigators to conduct video surveillance of individuals on collecting benefits. Avoiding bad faith litigation can occur when a team learns from the lessons of the past and implements best practices. Moore: Workers' Comp LinkedIn Gripes, Plus One Secret 09/06/22; Paduda: On Chronic Pain and Opioids, State Fund Is Getting It Done 09/02/22; Bailey: Why Law Firms Should Use Technology to Expedite Workers' Comp Claims 09/01/22; Burk: A Guide to Interrogatories and Their Importance in the Workers' Compensation Practice 08/31/22. Complete the letter by saying you hope the adjuster and the insurance company will work with you in good faith to settle your injury claim, but if they don’t, you’ll seek legal representation. When going against insurance companies and your employer, it is best to work with Baltimore's best workers' comp attorneys. workers' comp settlement after surgery in california Ajeet Kaur Husband. National Association of Insurance Commissioners Unfair Claims Settlement Practices Act. If that's the case, it may be best to move forward with your life and not pursue a bad faith lawsuit. In the course and scope of his employment, he fell off a ladder and. The Texas Supreme Court in Texas Mutual Insurance Company v. If you were injured at work, we can assist you through the process of acquiring workers' compensation. American Liberty Ins. Cozen O'Connor represents insurance clients in jurisdictions throughout the U. It can certainly be confusing to determine how much money you will need to cover medical expenses and lost wages from missing work. A company’s claim settlement ratio is derived by dividing the number of claims settled in one year by the number of claims received in the same time period. Unlike personal injury settlements, workers' comp is a "no-fault" law. You get to claim your full damages and collect your full damages from the UIM carrier, regardless of whether it was an on-the-job. The workers comp policy covers employees (third parties) if they are injured at work. Workers' compensation exists to help you deal with the financial ramifications of your back injury. 1 Million Dollars Truck Wreck $5. Standard Workers' Compensation Insurance Policy 12 b. Work comp claim was not finalized till Bad Faith. Critical to the bad faith settlement amount was the unrefuted medical opinion secured by Mr. First, you need to contact an attorney for a free consultation to understand the duties that the insurer owes you. The jury awarded $11,000,000 in punitive damages. The purpose of worker’s comp insurance is to provide a safety net for workers if they are injured on the job. 08-0751 TEXAS MUTUAL INSURANCE COMPANY, PETITIONER, v. California, however, has given the Board the exclusive power over these issues. California workers' compensation is designed to supplement or replace the income of an employee who is injured in job-related accident. The offense was failure to pay permanent total disability benefits after a 2009 accident left the worker with. If you have any questions about your settlement agreement, you should consult with an attorney. This law against bad faith insurance practices requires that insurers adjust claims in a timely and efficient manner and make a reasonable effort to settle every claim. After an accident, you might need money in order to pay your bills or to pay for the medical treatments that you need. You get to claim your full damages and collect your full damages from the UIM carrier, regardless of whether it was an on-the-job. 10 In the decision from which this quotation is taken, the Court cited settled law in the Powell case,. UF&C moved for summary judgment of the bad faith case. with creative failures to provide medical treatment in breach of fiduciary responsibilities and sheer bad faith and nasty evil doings. § 29. With clients nationwide, they can be reached at 888-354-9880. Failure to do so can be considered bad faith. Appeals Bd. Case Results Meet the Team $ 65,530,500. Verdicts associated with bad faith conduct are significant. If you are also receiving Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits, a portion of your workers’ compensation may be taxable income. In extreme cases of bad faith we will ask the court to award punitive damages, which are damages that seek to . In this example, the cocktail lounge is the first party. · A report by FBIC claims that “upwards of 85-95%+ are proven bad faith (BF) insurers that repeatedly and consistently break the law. Expect the school’s insurance company to push back on this by asking for your medical records, proof of your PTSD diagnosis, and proof of the school shooting that led to it. Jun 6, 2022. For employers with 15-100 employees, the limit is $50,000. Page was born in Los Angeles, CA. From our office in Denver, we are proud to represent injured people and families throughout the state of Colorado. A written accusation of bad faith often gets prompt attention and, if justified, may rapidly provoke a change in the adjuster's settlement position. Feb 26, 2018. ” 26. Automobile Accident: Charles v. Plaintiffs Rudolph Paci and James Sutch were burned when a half-ton furnace exploded, severely burning both men. Workers' compensation settlements do not go into effect until they have been reviewed and approved by a judge, but judicial objections are rarely raised unless settlements are grossly unfair. 48-142 Compensation; amount agreed upon; payment to trustee; procedure. $1,100,000 Plaintiff was badly injured in an oilfield drilling accident. Louisiana Workers Compensation Treatment Guidelines for Injured Workers - New Orleans Work Accident Lawyer. Identify practices that are not Bad Faith and are. Unlike personal injury settlements, workers' comp is a "no-fault" law. If you know you want to file a lawsuit, you can request a right to sue letter at any time. There are no negotiations to settle the claim. Your employer does not provide workers’ compensation; Your employers’ insurer wrongfully denied your claim, underpaid your settlement, or engaged in bad-faith tactics; A third party, such as an equipment manufacturer or job site owner, is liable for your condition; A lawsuit allows you to seek damages not paid by workers’ compensation. You will not pay attorneys' fees or case preparation costs if you do not obtain workers' compensation benefits. If you think the workers' comp insurance company is acting in bad faith, here are six signs to look for. Settlement: Prior to trial, the claim was settled for a confidential, multiple six figure amount. Origin of the Bad Faith Claim Dodge v. Before agreeing to an injury settlement that may not be in your best interest,. This is often referred to as a workers’ comp hearing or workers’ compensation. Box 1368. The term is used to describe a tort that a policyholder may file against an insurance company for the latter’s acts of bad faith. Medicare is not obligated to recognize workers compensation settlements when they decide whether or not your medical treatment is covered, and approval from the Center for Medicare Services is sometimes required to preserve your entitlement to medical treatment through Medicare. Even though most work injuries will be covered by workers' compensation insurance, there are times when an injured worker may be able to pursue . Insurance policies exist to provide financial protection to someone in case of an accident or unplanned event. While some employees are happy to resign and other employees may have good reason to accept these arrangements known as “global. Very serious herniated disc injuries (involving major complications) can be worth more than twice this amount. Feb 26, 2015 · Okamoto cites an Iowa jury award an earlier this month of $25 million in punitive damages, along with $284,000 in damages, payable by the former employer's workers' compensation carrier for its bad-faith handling of his claim. Federal law limits the amount of compensatory and punitive damages in discrimination cases (including sexual harassment), depending on the size of the employer. 341 related claims of bad faith. May 20, 2020. Catastrophic Injuries. So many red flags with my case, I need advice on a small aspect. For or a free legal consultation and book call today: 954-807. Your employer does not provide workers’ compensation; Your employers’ insurer wrongfully denied your claim, underpaid your settlement, or engaged in bad-faith tactics; A third party, such as an equipment manufacturer or job site owner, is liable for your condition; A lawsuit allows you to seek damages not paid by workers’ compensation. If you believe that your (or a loved one’s) workers’ compensation claim has been subjected to bad faith, it is time to contact Denver Workers Compensation & Bad Faith Attorney Jennifer Bisset. Most states, but not all, have laws that prohibit employers from retaliating against workers who file workers compensation claims. The claims adjuster reclassified the claimant’s condition from "injury" to "non-confining illness" after reading medical records, though he had neither spoke to the claimant’s doctors nor called for an independent. New Holland, which resulted in a Plaintiff's verdict and a substantial punitive damage award. Mesothelioma Compensation Claims. We proudly provide skilled representation to the residents of Phoenix and nationwide. 2 A few specific areas of increased general civil litigation exposure got much attention in 2019. When the insurance company first contacts you with a financial offer after your injury, it may be tempting to accept it. Insurance companies routinely hire private investigators to conduct video surveillance of individuals on collecting benefits. We successfully litigated this issue and prevailed at the Arkansas Court of Appeals. If not, the agency will issue you the. Bad faith claims are not easy to make. That can be difficult under any circumstances, and especially so when the opponent has vastly more financial resources and legal expertise at their disposal. Failing to properly investigate the damage resulting in the claim. If you have any questions about your settlement agreement, you should consult with an attorney. Since that time, the Oklahoma Supreme Court struck down the "opt out" provision. Sexual assault, abuse, rape, and molestation that occur in workplaces, churches, etc. Here are some examples of insurance company bad faith: Refusing to pay a claim when the claim is valid Trying to pay less than the claim is worth Offering too little of a settlement based on undisputed facts Denying facts when the evidence supports them Causing unreasonable delays in the case. · to amend the code of laws of south carolina, 1976, by adding section 421715 so as to provide workers’ compensation settlement agreements are unenforceable to the extent that they are conditioned upon the release of certain legal claims by the injured employee or his dependents; and to provide the offer of settlement agreements that include such conditions. This statute requires insurers to act in good faith and to deal with claimants in a fair manner. Nov 17, 2016. 5k porn, exrem porn
Those involved in a settlement claim should best inform themselves by obtaining all facts and medical history, along with full details of the injury. . Bad faith workers comp settlements
Avoiding bad faith litigation can occur when a team learns from the lessons of the past and implements best practices. July 17, 2012. As of March 2, 2020, New York has instituted a new indemnification policy for Workers' Compensation cases. What has not been measured is the threat of using a lawsuit by the claimant's lawyers as leverage in the workers' compensation case settlements. Following the testimony of Claimant's expert, the Workers' Compensation Insurance Company, by and through its attorney, finally agreed to the Client's bottom line demand of $225,000, which had been offered at mediation. Plaintiffs often argue at the demurrer stage that the California Supreme Court's decision in City of Moorpark, 18 Cal. Department of Housing and Urban Development (HUD) approved a settlement agreement concluding a disability housing discrimination complaint against the. Plaintiff sued and the defendant's insurance carrier refused to defend the defend, or to pay the judgment. , Inc. Feb 28, 2022 · Call GEICO. The settlement must be able to cover the extent of the medical expenses alongside factoring in up to 70% of your average weekly wage. May 3, 2005), the Connecticut Supreme Court. A situation like this qualifies for a bad faith suit - intentional misleading by an insurance company that results in economic hardship and adds heartache to an already stressful situation. He fell into a coma, and was administered last rites in anticipation of his death. If your insurance claim was improperly denied in Baltimore, then you should call Rice, Murtha & Psoras right away. 0800 808 9740. The offense was failure to pay permanent total disability benefits after a 2009 accident left the worker with. The goal of a workers' compensation mediation is to settle the dispute in as amicable, cost-effective, and efficient a way as possible. verdicts and settlements. Under these statutes, victims of bad faith insurance practices can recover compensation – sometimes significantly more than the actual value of their underlying insurance claim. 2 The instant complaint asserts breach of contract and bad faith . Developer Taylor Wimpey is applying to build the homes. 2 The instant complaint asserts breach of contract and bad faith . Getting workers’ comp benefits after a school shooting can be more complicated than cases that involve a simple physical work injury, but an experienced workers’ compensation attorney can inform you of your rights and assist you in obtaining the compensation you need. However, that doesn’t mean that you should settle for the first offer that you’re given from an insurance company. For or a free legal consultation and book call today: 954-807. Oct 20, 2022. , 489 N. Different companies handle these decisions differently, of course. Settlement vs. 060(a) of the Texas Insurance Code provides:. Date of Decision: April 17, 2014. The 10 largest bad faith verdicts from 2013 to 2018 averaged approximately $21 million. LEGAL MALPRACTICE-WORKERS’ COMPENSATION CLAIM-SETTLEMENT. Work Comp Questions? Call 888-611-7467 for a Workers’ Comp Shop Specialist. The answer to that is yes. Al Haverkamp represents policyholders in insurance coverage disputes and bad faith lawsuits with a particular focus on representing workers' compensation . But, when an insurer improperly denies a legitimate claim you’ve made, you can sue the insurance company for bad faith. But, when an insurer improperly denies a legitimate claim you’ve made, you can sue the insurance company for bad faith. ) Whether or not a Petition is “double-spaced” or “single-spaced” may seem trivial to some, but the WCAB is. Kentucky has laws designed to deal with bad faith insurance claims, including the Kentucky Consumer Protection Act and the Unfair Claims Settlement Practices Act (UCSPA). When to make a workers' compensation claim for your injuries It makes sense and is appropriate to file a workers' compensation claim if you: Were on the clock at the time of the accident Were performing work duties when you were hit Got into the crash while driving to or from a client's location as a part of your job. However, that doesn’t mean that you should settle for the first offer that you’re given from an insurance company. For instance, if you receive a large sum of money from your personal injury settlement and. Lots of factors go into when a case settles, but one quick bit of advice for injured workers: Don’t try to get too far ahead of the game. Both class members with and without Part B coverage received settlement funds, varying from $715 to $1,800. Here are seven examples of high bad faith insurance settlement amounts. Verdicts associated with bad faith conduct are significant. Litigation Trends. . The case where people have tried to deduct worker's compensation attorney's fees has been well litigated. The most common is when an employer does not report an alleged injury. Suggestions for Avoiding Bad Faith 104. Medical bills are the most common workers’ compensation claim and should be fully covered by the employer’s insurance. A 47-year-old dentist is rear-ended by a 16-year-old going 50 mph in his dad’s car. Jan 03, 2018 · Our Tulsa Injury and Worker's Compensation lawyers can help you. For example, South Carolina's bad faith insurance statute, found under S. When a workers’ compensation claim is unjustly denied, the employer’s insurance company is acting in bad faith. wise county va obituaries 2022. Jan 30, 2018. In these cases, the other party may be acting in bad faith. Bakowski was injured in 1982 and entered into an agreed judgment with the workers’ compensation carrier, in 1984, which required the carrier to pay for lifetime future medical. It is important to talk with an experienced South Florida Workers’ Compensation Attorney to make sure that you are not denied full benefits. You will not pay attorneys' fees or case preparation costs if you do not obtain workers' compensation benefits. You may be eligible for additional compensation above your original claim if the insurance company is found guilty of bad faith. The start date for the proration is 05/24/07 (the day after regular periodic payments ended). Insurance companies hire doctors to perform so called “independent” . If you and your employer do not agree concerning your right to continued receipt of compensation benefits, your employer or its insurance company may. " 9. Odegaard that the clients low back condition had been permanently compromised due to the delays in critical medical treatment due to the work comp insurer's denial of any medical treatment for nearly 18 months. Contact the Houston Workers' Compensation Lawyers at Attorney Brian White Personal Injury Lawyers For Help For more information, contact the Houston workers' compensation law firm of Attorney Brian White Personal Injury Lawyers by calling (713) 500-5000. B295742, __ Cal. The amount of the settlement will vary from case to case, but many drug companies have classification systems to assign a dollar value to each plaintiff. Work Comp Questions? Call 888-611-7467 for a Workers’ Comp Shop Specialist. Contact a workers' compensation attorney from The Sasser Law Firm in Charlotte, North Carolina, by calling 704-315-2584. Employers and employees each play an important role in the workers' comp claim process. Subsequently, the Commission entered an order recognizing that Malone had received a net balance of $111,684. Abuse of Process: A Tort Solution to Insurance Bad Faith in Workers’ Compensation Claims Posted on Friday, February 3rd, 2023 at 7:09 am Click here to read Pete Tripp and Kallie Hellard article regarding the “Abuse of Process: A Tort Solution to Insurance Bad Faith in Workers’ Compensation Claims” on The Advocate. For or a free legal consultation and book call today:. Call (303) 894-8900 or email us. A bad faith claim is where the insured (the worker or employee) sues the insurance company for failing to handle or evaluate a claim in a reasonable manner, or for failure to deal with the worker in a way that is reasonable and fair. (21) Claims ; Phone. The policy limits are not disclosed to the client. A bad faith claim is where the insured (the worker or employee) sues the insurance company for failing to handle or evaluate a claim in a reasonable manner, or for failure to deal with the worker in a way that is reasonable and fair. Sep 28, 2022 · Nebraska’s comparatively weak laws on workers’ compensation bad faith give insurers/employers/claims administrators leverage at many points in a workers’ compensation case. Personal injury settlements are countable assets for Medicaid eligibility. One national study by Martindale-Nolo indicates that almost three-fourths of workers receive some payout on their claims. 267, 416 S. Fails to accept or deny the coverage claim within a reasonable period of time. The government approved the claim, and Liberty appealed the determination. In this example, the cocktail lounge is the first party. Litgen Concrete Cutting & Coring Co. Workers' comp insurance adjusters will try to poke holes in your story. 8, § 10205. Most attorneys in. by Matt Grogan, Esq. Often, the cases. Call us at (216) 781-2258 to speak with attorney Scott E. . bulchi porn